Home Loans in Kerala

        Every Bank in India has its own policies and standards to evaluate the amount of home loan you are eligible for. It is known as credit appraisal process. Using this process a bank can decide on your loan eligibility. You repayment of home loan installments depends on the following criteria :

  • Your Income
  • Your Age
  • Qualification
  • Job Experience
  • Employer
  • Nature of Business (if you are self employed)
  • Tenure of Loan
  • History of your tax payment
  • Assets owned by you
  • Your other sources of income
  • Any outstanding loans
  • Your investments

We will help you to choose best finance providers to suit your requirements with competitive interest rates.
Please Contact Us for Further Information +91 - 95 39 68 95 97

Loan eligibility depends on many factors (listed above), please contact us so that we can provide you the eligible amount as well as best available interest rates.
As said above, it depends on many factors, however normally Banks providing home loan upto 75% - 85% of total cost of property.
You need to submit the application form along with the necessary documents. There are many banks now accepting online home loan application. If you are looking for a best interest rate and service, please contact us - We can assist you.
Currently banks providing home loans at the rate of 10% - 12%
It means a loan with fixed rate of interest throughout the period. You cannot benefited, if rate of interest falls down in the market
This means, rate of interest fluctuates according to current market trend.
Yes, you are eligible for tax benefits on the principal and interest components of the home loan under the Income Tax Act, 1961.
Definitely, Please Contact Us for Further Information
+91 - 95 39 68 95 97
No, we won't charge any single rupee from our customers.